First Time Buyer Program


Buying your own car for the first time can be tricky business, but we want to make it simple at our Kia dealership in Wesley Chapel, FL. We’re taking the stress out of the car-buying process with the Kia First Time Buyer Program! If you’re a first-time car buyer and hoping to buy a new Kia, you can find it at our Florida Kia dealership. Our expert Kia finance team is here to help you with any questions, and they can walk you through the proper steps so you can enjoy huge savings on your next vehicle!

Who is Eligible for the Kia First Time Buyer Program?

To be eligible for the Kia First Time Buyer Program, you must have no previous automotive secured loan/credit tradeline on your credit report. You must be in good credit standing,* however, the Kia finance team can walk you through more specifics.

Are There Any Other Requirements to be a Kia First Time Buyer?

As was mentioned before, this transaction must be your first automotive vehicle secured loan or credit transaction. If you’re looking to buy a new Kia through the Kia First Time Buyer Program, then you must have worked a minimum of six months at your current job or have a qualified co-buyer. There is also a $1,000 down payment required at signing, and your total down payment may include rebate cash.

What Kia Vehicles are Eligible to Buy?

Eligible Kia models include new and untitled:

  • Kia Optima models
  • Kia Forte models
  • Kia Forte Koup models
  • Kia Soul** models
  • Kia Rio models

If you’re a first-time car buyer, then be sure to head down to Kia of Wesley Chapel! Our expert Kia finance team will assist you throughout the entire car-buying process and can help you answer any questions regarding the Kia First Time Buyer Program. Visit our dealership today to take a look at our huge inventory of new Kia models and ask if the one you love qualifies!

*No adverse credit history. No bankruptcies, foreclosures, repossessions, collection accounts, charge-offs, tax liens, judgments, or any other delinquent credit. **Excludes Kia Soul EV models.